I just published a new YouTube video: Why Estate Planning Is About Risk, Not Wealth

Estate planning isn’t a milestone. It’s risk management.

People think estate planning is something you do after you hit a certain net worth, buy a house, or have kids.

That’s backwards.

An estate plan isn’t about wealth.
It’s about eliminating risk and uncertainty:
– Who can act if you’re incapacitated
– Who makes medical decisions
– Who handles your finances
– What happens if something unexpected happens tomorrow

Those risks exist at every income level.

Waiting for the “right time” doesn’t reduce them.
It just leaves them unaddressed.

Duration: 0:1:1